Jubilee Holdings Limited (JHL.ug) listed on the Uganda Securities Exchange under the Insurance sector has released it’s 2007 annual report.For more information about Jubilee Holdings Limited (JHL.ug) reports, abridged reports, interim earnings results and earnings presentations, visit the Jubilee Holdings Limited (JHL.ug) company page on AfricanFinancials.Document: Jubilee Holdings Limited (JHL.ug) 2007 annual report.Company ProfileJubilee Holdings Limited is an investment holding company involved in all classes of general and long-term insurance. The company underwrites life and non-life insurance risks associated with death, disability, health, property and liability as well as general insurance products covering engineering, fire, marine, motor, personal accident, theft workmen’s compensation and employer’s liability, and miscellaneous insurance products. Its medical insurance division covers medical and surgical expenses; the Ordinary & Group Life division covers life assurance and superannuation business and business incidentals. Jubilee Holdings Limited issues a portfolio of investment contracts to provide asset management solutions for savings and retirement needs. The company has subsidiaries in Burundi, Kenya, Mauritius, Tanzania, Uganda and Pakistan. Jubilee Holdings Limited is listed on the Uganda Securities Exchange
Our 6 ‘Best Buys Now’ Shares Get the full details on this £5 stock now – while your report is free. Edward Sheldon, CFA | Monday, 8th March, 2021 | More on: CARD One UK stock that’s hot right now is Card Factory (LSE: CARD). Over the last month, its share price has risen about 80%. However, over the last year, it’s still down about 15%.Is this a stock I should consider for my own portfolio? Let’s take a look at the investment case.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Card Factory: growth prospectsThe first thing I always look at when analysing a stock is its long-term growth prospects. I like companies that have the potential to grow much larger over time.Looking at Card Factory, I’ve some concerns about the long-term growth potential. The company says the UK greeting card market size is set to be stable at £1.3bn through to 2024. However, it also says the UK card market has seen a long-term trend of mild volume decline (between 1% and 2% per annum). Where’s the long-term growth going to come from here if the industry is struggling?To be fair to Card Factory, the company did have a solid growth track record prior to Covid-19. Between FY2015 and FY2020, revenue grew from £353m to £452m. However, sales took a big hit last year due to the pandemic. Analysts expect revenue of £302m for the year ended 31 January 2021.FinancialsDigging deeper into the financials, there are things I like and things I don’t like about Card Factory.One positive is the company’s been quite profitable in the past. Between FY2015 and FY2020, return on capital employed (ROCE) averaged 18.2%. That’s impressive.The company also had a nice dividend track record prior to Covid-19. Between FY2015 and FY2019, it raised its dividend from 6.8p to 9.3p. The board decided not to pay a final dividend for FY2020, due to Covid-19 disruptions.What concerns me, however, is the balance sheet and liquidity. The balance sheet looks weak, in my view. Not only was long-term debt significantly higher than equity at 31 July 2020 (£279m vs £204m) but there was also a huge chunk of goodwill (£314m) on the books.Meanwhile, on 14 January, Card Factory issued a statement saying it expects to breach the terms of its loans. Since then, it’s advised that its banks have provided waivers in respect of anticipated covenant breaches through to 31 March. It’s also advised it’s working on a plan to refinance the company.My colleague Roland Head believes this most likely means a share placing is on the way. I think he’s right. Therefore, the risk of buying Card Factory now is that the shares could get heavily diluted in a discounted fundraising.Given that we don’t have any details about a potential fundraising right now, it’s impossible to really work out an accurate valuation for Card Factory.My view on Card Factory sharesWeighing everything up, this isn’t a stock for me. I can’t see where the long-term growth is going to come from and it’s hard to put a valuation on the stock right now.All things considered, I think there are much better UK shares I could buy for my portfolio today. FREE REPORT: Why this £5 stock could be set to surge Like this one…. Simply click below to discover how you can take advantage of this. Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. Edward Sheldon has no position in any shares mentioned. The Motley Fool UK has recommended Card Factory. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Card Factory’s share price has soared. Should I buy this stock now? Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Edward Sheldon, CFA
House Tempe / Eoghan Lewis Architects Australia Photographs: Eoghan Lewis, Roger D’SouzaSave this picture!© Roger D’SouzaRecommended ProductsMetallicsTECU®Copper Surface – Classic CoatedMetallicsStudcoWall Stop Ends – EzyCapStonesCosentinoSurfaces – Prexury®WoodBruagBalcony BalustradesText description provided by the architects. BRIEF The site was once a quarry and the existing sandstone cottage ‘Markinch’ is one of several listed cottage on the street built by the same stone mason in the early 20th Century. Our clients did not think it was possible to renovate the old cottage and came to us wanting what they called a ‘Shedio’; a shed for him and a studio for her. One thing led to another once we established that we could, in fact, perform a little surgery on the cottage. There was no ambition to add floor space or rooms, only the ambition to untangle and improve what they had and connect the cottage to the garden, to the sun and to the sky.Save this picture!© Roger D’SouzaKEY CHALLENGES The house was on the state heritage register so we needed to work hard to convince Council that a contemporary addition was appropriate. The other challenges were connecting the house to the garden, untangling the floor plan and working within tight budget constraints.Save this picture!© Roger D’SouzaSOLUTIONS Design strategies were derived from a pragmatic mapping of site conditions, potential inside/outside relationships, adjacent building alignments and heritage restraints, coupled with our desire to add a bold and ecologically responsive layer.Insensitive additions were removed, the bricks re-purposed to create a series of deep steps that mediate between the levels, elongate the courtyard and make stronger the connection between house and garden. Internal spaces were opened up and re-organised, realigning living spaces to the morning sun and the garden. Two new pavilions, one attached for living – the other a detached studio talk to one another but at the same time offer a poetic counterpoint.Save this picture!Floor PlanThe bathroom was imagined as a bathhouse or Japanese onsen. Hardwood sliding screens frame a private portion of the garden, blurring the threshold between inside and out. The black slate tiles and carefully detailed threshold reinforce this idea of the bathhouse / garden refuge.Save this picture!© Roger D’SouzaTHE ‘SHEDIO’ A small shed/studio sits at the back of the site. The south-west facing wall looking back to the house is clad in a triple-skin polycarbonate sheet that brings in a gentle light ideal for painting. The stud wall has been treated like a piece of joinery and is a dressed, 140mm-deep blackbutt frame that doubles as storage. At night it glows like a lantern and takes the eye to the back of the garden.Save this picture!© Roger D’SouzaHERITAGE We considered the original cottage as a place of contemporary residence free of any kind of romantic attitude to what was, nor a negative attitude to what is. The general approach was not to attempt retrieval of the original so it’s frozen, but to allow history to continue at a slowed pace and so our interventions are geared to render the original core-bungalow as a setting for private and public contemplation. This is an approach evidenced in projects by European architects Scarpa, Zumthor, Utzon, Fenn and Souto de Moura which seek to explore the fine line between restoration and re-fabrication.Save this picture!© Roger D’SouzaOur approach was to keep what is valuable about the original house without compromise, whilst adding a new layer that responds intelligently to climatic concerns and to the particularities of site; that respects the materiality, character and scale of the original dwelling and the street whilst adding a modest, carefully detailed and articulated contemporary addition that acts in complimentary opposition or counterpoint to its host. In this way, the project hopes to relate in a meaningful not a superficial way. It does not mimic; it interprets and modifies around a set of simple and sound design principles and does so with material and construction integrity.Save this picture!© Roger D’SouzaProject gallerySee allShow lessHodolany Resort / Atelier-rSelected ProjectsPenthouse in Magdalena / Taller David DanaSelected Projects Share Projects CopyHouses, Extension, Heritage•Sydney, Australia Year: Architects: Eoghan Lewis Architects Area Area of this architecture project Save this picture!© Eoghan Lewis+ 18Curated by Fernanda Castro Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/902700/house-tempe-eoghan-lewis-architects Clipboard ArchDaily “COPY” “COPY” Area: 125 m² Year Completion year of this architecture project House Tempe / Eoghan Lewis ArchitectsSave this projectSaveHouse Tempe / Eoghan Lewis Architects Photographs CopyAbout this officeEoghan Lewis ArchitectsOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsCultural ArchitectureResidential ArchitectureHousesRefurbishmentExtensionHeritageSydneyAustraliaPublished on October 05, 2018Cite: “House Tempe / Eoghan Lewis Architects” 05 Oct 2018. ArchDaily. Accessed 11 Jun 2021.
Find out more from the Home Office. Howard Lake | 14 March 2001 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Home Office Refugee Integration Strategy has established a Challenge Fund to promote innovative projects that address specific social needs amongst refugee communities.The Home Office Refugee Integration Strategy has established a Challenge Fund to promote innovative projects that address specific social needs amongst refugee communities. Proposals for projects to be financial supported by the Fund are now being sought. At this stage expressions of interest only are required, and they should be made before 12 April 2001. Advertisement 17 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Home Office Challenge Fund: refugee integration
Click4schools aims to generate income online for schools by persuading local businesses and shops to pay to advertise on the site and promote their special offers.Click4schools aims to generate income online for schools by persuading local businesses and shops to pay to advertise on the site and promote their special offers. Click4schools say that 70% of the advertising fee will be donated to the participating schools.Unfortunately for a site with a nationwide remit there are still only five schools listed on the site. Also, for the school we tried to assist, there were no local business offers to choose from at all. Advertisement Visit Click4schools. 21 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 22 June 2001 | News Click4schools launches About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
SHARE Facebook Twitter Former USDA Sec. Tom Vilsack speaks at Michigan Farm Bureau | Credit: Ashley DavenportAudio Playerhttps://hoosieragtoday.com/wp-content/uploads/2021/02/USDA-Announces-CFAP-AA-Changes-42-million-Investment-on-Vilsacks-First-Day-Back-in-Office.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Wednesday evening, Sec. Tom Vilsack was sworn into office from his home in Iowa virtually by Vice President Kamala Harris. Vilsack wasted no time.Thursday morning, USDA announced a $42 million investment to help rural residents gain access to telemedicine and educational opportunities.“Rural residents are more vulnerable to serious infection and death,” said Vilsack. “[COVID] infection rates are higher in rural America according to the Rural Policy Research Institute’s report. It’s incredibly important for the Department of Agriculture—that’s focused on rural development and rural life—to do what it can to expand access to healthcare facilities and healthcare generally.”Vilsack and the USDA also announced next steps for the Coronavirus Food Assistance Program Additional Assistance (CFAP-AA), including an extension.“CFAP-AA, which is the next round, we are in the process of reviewing it and felt it was necessary to extend the signup period during this evaluation and review,” he said. “We are now and will extend the signup period for CFAP-AA until such time as we’ve made a final decision on how we’re going to structure the next steps in terms of administering this portion of CFAP.”Once USDA makes those determinations, it will give producers a 30-day notice before the program closes.“The bottom line of this is we want to do it in the right way, and we want to make sure that as we look at the totality of the relief we’ve provided and will be provided is an equitable distribution based on commodity, need, region, size of operation and so forth,” said Vilsack. Facebook Twitter By Ashley Davenport – Feb 25, 2021 Home Indiana Agriculture News Sec. Vilsack’s First Day Back Includes CFAP-AA Extension, Multi-Million Dollar Investment in… SHARE Sec. Vilsack’s First Day Back Includes CFAP-AA Extension, Multi-Million Dollar Investment in Telemedicine Previous articleFree Crop Insurance Decisions Webinar on MondayNext articleNew Video Series Highlights Indiana Dairy Ashley Davenport
iStock/Thinkstock(NEW YORK) — A 71-year-old woman who was severely injured in a confrontation with a bear in her kitchen recounted the “horrible experience.”Apryl Rogers of Groton, New Hampshire, who is wheelchair-bound, came across the bear after it entered through an open screen door, authorities said shortly after the incident on July 17.“After the bear entered the house, the door shut behind it, leaving it trapped inside,” Kevin Jordan of the New Hampshire Fish and Game Department told ABC News.Rogers accidentally blocked the bear’s exit. In an effort to get out, the bear lashed out in a panic, causing lacerations to the woman’s head and neck, police said.Earlier this month, Rogers recalled the ordeal.“That was a horrible experience. I never want to go through it again,” she told ABC affiliate WMUR-TV in Manchester, New Hampshire.“I just said, ‘Now what?’” Rogers said of when she saw the bear. “And he joined me. He sat right next to me,” she said of the moments before the attack.“And he kept going like this,” she said, imitating the gesture of the bear rocking its head left and right. “And I don’t why he was doing that. I think probably we was nervous.”The bear swiped at Rogers’s face, cutting her cheek, jaw, and scalp and fractured her neck, WMUR reported.“It just about ripped this whole side of my face off,” Rogers told WMUR, pointing to the left side of her face.Rogers managed to call 911 for help during the attack.“I said to myself, ‘You’ve got to do it, or you’re going to die right here,’” Rogers said.Despite the horror of the experience, Rogers said she’ll keep laughing and living her life. “I am not going to let anything get me down. You know, it’s not worth it,” she said.“I’d rather laugh than cry, and I do,” she said.Copyright © 2018, ABC Radio. All rights reserved.
Sonia Heaton is the new HR director at automotive firm Lex Auto Logistics.She joins from BAE Systems where she was HR manager. Heaton has vast experienceof the sector, having worked as a regional training manager for House ofFraser. Her new role covers learning and development, performance managementand HR strategy. Keith Spooner has been appointed change programme manager at BNFLEnvironmental Sciences, the specialist de-commissioning and remediation business.The programme he will be heading up is based on a set of strategic prioritiesaimed at improving skills and experience in the organisation. Spooner waspreviously site manager at Trawsfyndd power station. Sarah Decent has joined Technicolor Entertainment Services as HR director,based at West Drayton. She has been in HR for 14 years and her last job was HRmanager at TDG. Previously, she spent four years at PWC in the same role, andheld a number of HR roles in the telecoms/hi-tech industry prior to that.Decent holds an MA in Industrial Relations and HR Management from WarwickUniversity. Comments are closed. Previous Article Next Article On the moveOn 22 Apr 2003 in Personnel Today Related posts:No related photos.
View post tag: Pacific US Navy’s Pacific Submarine Force Fine-Tunes Its Skills amid SLMM-Ex Back to overview,Home naval-today US Navy’s Pacific Submarine Force Fine-Tunes Its Skills amid SLMM-Ex View post tag: Naval View post tag: Fine-Tunes View post tag: Defense View post tag: skills View post tag: US The U.S. Navy’s Pacific Submarine Force recently honed its operational proficiency during a Submarine-Launched Mobile Mine Exercise (SLMM-Ex) conducted this week off the coast of Kauai at the Pacific Missile Range Facility (PMRF).SLMM-Ex was designed to demonstrate the capability of a Los Angeles-class submarine to successfully launch Mk-67 SLMMs used specifically for destroying and/or disrupting enemy ships. The MK-67 SLMM was developed as a submarine-deployed mine for use in areas inaccessible for other mine deployment techniques or for covert mining of hostile environments.This end-to-end demonstration began with the training of a Los Angeles-class submarine crew to handle and launch Mk 67 SLMMs. The training included SLMM weapons handling and certification using training shapes and walk-through events, including a simulated launch. The exercise culminated in the actual launch of inert Mk 67 SLMM exercise mines off PMRF. Divers from Mobile Diving and Salvage Unit (MDSU) ONE, successfully recovered the exercise mines.“Conducting exercises like these ensures the operational readiness of the submarine force,” said Rear Adm. Phil Sawyer, Commander Submarine Force, U.S. Pacific Fleet. “It further ensures that our submarines stand ready to provide critical access to the world’s ocean trade routes, provide credible defense against any hostile maritime forces, and project power from the sea to the shore when needed.”The Mk-67 SLMM is a submarine-launched mine in service with the U.S. Navy that consists of a Mk 37 torpedo body with a modified warhead and trigger. The main advantage of the weapon is that the submarine does not have to pass over the area where the mine is to be laid; it is launched as a torpedo and swims to the lay spot.The Hawaiian Operating Area and training ranges provide Sailors an immensely valuable opportunity to practice and perfect their skills. Nowhere else in the world provides a more realistic, relevant training opportunity. That said, the U.S. Navy takes pride in its environmental stewardship and employs appropriate protective measures in accordance with its permits from the National Marine Fisheries Service and with the Marine Mammal Protection Act and Endangered Species Act. In addition, approved procedures are in place to minimize the potential impact on marine life in the waters in which exercises are conducted.[mappress]Press Release, October 10, 2013 View post tag: Defence View post tag: News by topic View post tag: Navy View post tag: Force Training & Education View post tag: submarine October 10, 2013 View post tag: SLMM-Ex Share this article
Back to overview,Home naval-today Russian ships, helicopters harass US cargo ship ahead of NATO drill in Baltic View post tag: Baltic Share this article Russian ships, helicopters harass US cargo ship ahead of NATO drill in Baltic Russian ships and helicopters reportedly harassed U.S.-flagged M/V Green Ridge in the Baltic Sea in May as it was carrying military equipment for exercise Saber Strike 2017, according to Defense News.The U.S. cargo ship was approached by Russian military assets as it was travelling near Russian waters en route to Lithuania.Defense News cited an internal memo on the incident which said the ship’s master characterized the Russian approaches as “intense and threatening”.If the report is confirmed, it would be the latest in a series of unprofessional and dangerous approached carried out by Russian ships and aircraft in the Baltic region.M/V Green Ridge was carrying equipment for exercise Saber Strike which involved U.S. and NATO units and concluded June 24.11,000 U.S. and NATO military members from 20 countries took part in the exercise which took place in various regions in the Baltics and Poland from May 28. June 28, 2017 View post tag: US Navy View post tag: M/V Green Ridge View post tag: Russia Authorities