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B&S Credit Union Celebrates its 50th Anniversary!

first_imgA little bit of historyB&S Credit Union first opened in 1969 and it has been a valuable service to our Finn Valley community since then. In recognition of its 50th anniversary, B&S Credit Union would like to invite its members (old and new) to come and celebrate this special occasion.A number of exciting celebration events are planned to take place from 18th to 20th July 2019. B&S Credit Union’s first Board Meeting took place on 28th July 1969 in the Butt Hall, Ballybofey. The following locals were elected as officers; Patrick Hannigan (RIP) Chairman, Maureen Mc Gilloway(RIP) Vice Chairperson, Brian Mc Dermott Treasurer, William Mc Intyre (RIP) Asst. Treasurer, Michael Mullarkey Secretary, and Phil Roddy Asst. Secretary.The first Credit Committee comprised of Hugh Friel, John Harkin (RIP) and Molly Mc Neill (RIP).The Minutes of their meeting state that the elected officers thanked those for electing them and expressed dedication to the work of making the Credit Union a success.The meeting also agreed to have public collections on Saturday nights in the Butt Hall from 7.30 – 9.00 pm commencing on the 9th August 1969. In years gone by: Former B&S Credit Union Board of Directors.Since that excellent voluntary work of the first Board, B&S Credit Union has continued to flourish over 5 decades and has created a community financial co-operative which serves almost 13,000 members in its common bond. B&S Credit Union has experienced two changes of currency, and premises, since its inception.They moved into their current premises on Main Street Ballybofey in 1999.The premises was extensively renovated in 2017 and is now a secure, confidential and comfortable premises for both members and staff.B&S Credit Union common bond includes the areas of Ballybofey and Stranorlar, Cloghan, Drumkeen, Crossroads, Killygordon, Convoy, and Castlefinn.50th CelebrationsDetails of B&S Credit Union celebration events for their members, that are free of charge include: Thursday 18th July from 12noon – 2.30 pm B&S Credit Union Members Only 2019 Car Draw will take place. Highland Radio’s John Breslin Show will be live from the Credit Union on Main Street, Ballybofey. Members who have entered the car draw will have their fingers crossed as one lucky member will drive away in a 192 Ford Focus Zetec, supplied by Shane Connolly Car Sales.Entrants will also have a chance to win a number of fantastic cash prizes! Members who haven’t entered are still welcome to come along to the Live draw as there will be spot prizes for attendees on the day and of course refreshments will be served.Friday 19th July from 11 am – 3 pm they will host a Vintage Tea Party. Afternoon Tea will be served in a 50th Anniversary Marquee which will be located in B&S Credit Union’s Car Park. You can enjoy beautiful sweet treats, home bakes, tea/coffee amid some light entertainment.Saturday 20th July from 10 am – 2 pm will offer some fun for B&S Credit Union’s younger members. It is their first ever Family Fun Day, taking place in B&S Car Park. Mary’s Ark (micro zoo with a variety of different animals), Face Painting, ice cream, novelty games, Arts & Crafts will be on offer to all free of charge! Free goodie bags will be given out to the first 50 young members who attend and Tea/Coffee and sweet treats will be supplied for the adults! Final Event – Jackson’s Hotel – Evening Buffet – Sat 20th July, 7.30pmB&S Credit Union are very proud to be part of the Finn Valley community and look forward to celebrating with all its members. Their final celebration event will take place on Saturday 20th July 2019, at their special 50th Anniversary Evening celebration in Jackson’s Hotel, with a Drinks reception, Buffet, Music, and live music, 7.30pm till late.Limited tickets are available for members so please contact B&S Credit office on 1800 290 390 or call into the office to book your FREE place.Serving Our CommunityB&S Credit Union lets people in the community come together to save and borrow monies at competitive rates and terms, and is operated on a not-for-profit basis, with surpluses being returned to members.With members availing of competitive loan rates, loans totalling over €1 Million Euros were issued to our members in the month of May and a further €1 Million was issued to members in June! You can be a part of it….B&S Credit Union provides personal loans, so if you want to renovate that home, buy a car, enjoy a holiday in the sunshine or help with education expenses, we have a competitive loan rate just for you! We don’t just focus on the rate though! There are no additional fees, no penalties if you settle your loan early, free life savings and free death benefit insurance cover for our members (terms & conditions apply). We provide a professional, confidential and welcoming service to our members while working within the requirements of the Central Bank of Ireland.It is never too late to join your local Credit Union and enjoy the many benefits of being a member. If you are living or working within 8 miles of B&S Credit Union, you can become a member. Check our website at www.bandscu.ie call into our office on Main Street Ballybofey or give us a call on Freephone 1800 290 390. We welcome all members, old and new!B&S Credit Union Celebrates its 50th Anniversary! was last modified: July 13th, 2019 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more


Science Reporters Stretch the Truth on Limb Evolution Claim

first_imgItem: some fragments of bone were found from a road cut in Pennsylvania.  Conclusion: Darwinian evolution from slime to humans has been demonstrated again.  Sound far fetched?  Not if you are a science reporter for a typical news organization; this is common practice.    The bone this time is a humerus of a presumed “early” tetrapod, described by Neil Shubin and team (University of Chicago) in the Apr. 2 issue of Science.1  Their diagram shows a few scattered fragments of bone, not a whole skeleton.    That’s the data; now the interpretation.  According to the authors, the fragments of bone from this late Devonian creature represent a “novel mix of primitive and derived characters,” that “provides the basis for new interpretations of structural and functional stages in the origin of the tetrapod limb.”  Since only a few bone fragments were found, their identification of the fossil is “based on the presence of multiple shared derived features” compared with other assumed early tetrapods.  The shape of the bone, they think, indicates it supported bigger muscles.  It might have been, therefore, evolving into something that could support the body of the animal underwater and perhaps was used for a kind of hopping locomotion.  Admitting that “Many of the changes seen in these Devonian taxa are also seen in modern fish,” they “argue that this function represents the intermediate condition between primitive steering and braking functions in fins.”    Jennifer Clack, a veteran tetrapod-evolution researcher (see 08/09/2003 entry), writing in the same issue of Science,2 agrees with the interpretation and thinks that Shubin’s conclusions “reveal how even fragmentary finds can be used to draw inferences about the nature and sequence of changes that must have taken place during the evolution of terrestrial locomotion by tetrapods.”  In other words, no one saw this creature walking on its fins; inferences were drawn based on what they envision must have happened sometime in the evolution from fish to four-footed walker.  Even though Clack admits this bone “hints at a wide diversity of tetrapods existing in close proximity” in Pennsylvania where it was found, she illustrated her article with the new bone arranged into a hypothetical progression from fin to foot.    Here are examples of how this interpretation was reported in the media:Astrobiology Magazine pictured a contemplative chimpanzee pondering its origins, and began, “The Darwinian picture of the first fish venturing out of a muddy pond to become a lizard, has always had a certain simplistic appeal, but recent findings suggest this transitional puzzle has new fossil evidence.  A 365-million year old humerus bone hints at a fish that tried to prop itself up underwater, long before its offspring could have appeared as eventual amphibians.”  Charles Darwin, in pictures and quotes, is featured in the story, along with an illustration of limbs reverting back to fins in the evolution of whales.MSNBC News carried the story with the title, “How did fins evolve into feet?  Fossils document gradual change in the bones of ancient fish”.  The first paragraph is even more daring, connecting the story to us humans: “There is something fishy going on in your arms and legs – and it’s a good thing.  With the discovery of the world’s oldest known arm bone, scientists conclude that many of the physical features we associate with life on land, including the bone structures and muscles necessary for walking and doing pushups, have their evolutionary roots in fish.”New Scientist claimed that this “Primitive fossil arm performed push-ups” and “has revealed important insights into how animals colonised the land.”National Geographic gave Shubin’s team uncontested coverage, even though among the positive affirmations, they quoted one of the researchers as “unable to discern whether the humerus belongs to Hynerpeton, Densignathus, or an entirely new tetrapod species.”BBC News reported the story in slightly more tentative language, “Fossil may be earliest arm bone,” though offering no alternative to an evolutionary interpretation.  When they wrote, “It suggests the earliest limbed animals were fish navigating shallow rivers, but its place in the evolutionary tree is the subject of some controversy,” the controversy they speak of is not whether evolution from fins to feet occurred, but where this particular fossil fits in the scheme: they end with another scientist mentioning that this bone “isn’t like any of the later humeri that you encounter in the later Carboniferous.”Nature Science Update claimed “Strong-arm tactics drove creatures from the pond,” and stated, “The discovery of an ancient arm bone has helped scientists understand what happened as water-dwelling creatures evolved into land animals.”  The end of the article admits that “Details are sketchy, however.  We do not know, for example, how developed these creatures became underwater before crawling ashore, but the new find should add to the current picture.”These articles can probably be considered representative of how the interpretation of one bone in a scientific journal was reported in the popular media.1Shubin et al., “The Early Evolution of the Tetrapod Humerus,” Science, Vol 304, Issue 5667, 90-93, 2 April 2004, [DOI: 10.1126/science.1094295].2Jennifer Clack, “Enhanced: From Fins to Fingers,” Science, Vol 304, Issue 5667, 57-58, 2 April 2004, [DOI: 10.1126/science.1096415].If this article doesn’t make you mad, you have been hoodwinked as a victim of bad high school science teaching.  These reporters have taken an inch of data and stretched it into a light-year in both directions, fitting it into an all-encompassing myth of their own making, without considering alternative explanations or even coming close to supporting their case.  No muscles were found, no dates were stamped on the bones, no creatures were seen doing push-ups, and no transition from fins to feet was observed.  In fact, this bone brings as many puzzles into the evolutionary tale as “insights” (oh, how they love to claim that such and such a discovery “may provide insight into evolution”).  Where is any science reporter wise and bold enough to stand up and call this kind of grandstanding unjustifiable, misleading and worthless?    Darwinists have commandeered the news media by installing gutless lackeys as reporters who dare not question the fanciful interpretations of the Darwin Party.  As a result, they can weave their tall tales with reckless abandon.  If this were a court of law, the opposing attorney would cry “Objection!”, and demand proof.  If a politician made a claim on such flimsy evidence, the reporters would hammer him with hard-hitting follow-up questions and turn his reputation into a laughingstock.  If it were a logic class, the teacher would use it as an illustration of a of logical fallacy of extrapolation while the students would respond to the claimed evidence by rolling their eyes and rotating their fingers around their ears.  But no; the Darwin Party is a totalitarian regime, suppressing freedom of the press, freedom of speech and freedom of thought.  Only the official party line can be debated.  That’s why Creation-Evolution Headlines, the alternative media, exists.  Spread the word.    For a more detailed response to prior claims by Clack and Shubin, be sure to read our 08/09/2003 entry.  You won’t get it in the mainstream media.(Visited 11 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more


WATCH: South Africa is open for business

first_imgAt the 2017 World Economic Forum on Africa conference in Durban, Brand South Africa’s message to the continent is that South Africa remains an attractive investment destination and we are open for business.Brand South Africa’s message at WEF Africa 2017 is that we are open for business and that all Africans should work together to develop the continent’s economy. (Image: Walter Knirr, Gauteng Film Commission)Brand South Africa chief executive, Kingsley Makhubela, says Africans should work together towards solving the continent’s social issues and also use digital means to develop its economy and its people.For more information follow the conversation on Twitter with #WEFAfrica2017.last_img read more


ECM: Technology Giants Close in on AIIM’s Vision, but Customers Lose

first_imgThe term Enterprise Content Managment (ECM) was first coined in 2000 by AIIM.Enterprise Content Management is the technologies used to Capture, Manage, Store, Preserve, and Deliver content and documents related to organizational processes. AIIM’s vision of ECM as a single industry has been a bit overwhelming, and while most vendors that had any amount of coverage under the vast umbrella of ECM space claimed to be ECM vendors, most could usually be heard to grudgingly admit that for one vendor to excel at all things ECM just wasn’t possible.ECM just has too many components: Capture, Imaging, Document Management, Web Content Management, Digital Rights Management, Workflow, and more. AIIM needed poster-sized pages to diagram all the inter-relationships of the ECM stack components. It’s hard to cover all the bases, but that hasn’t stopped some companies from trying.Starting in 2003, ECM purchased Documentum for $1.7 billion. Then came deals like IBM buying FileNet, Oracle buying Stellent, and Open Text buying Ixos, Red Dot and Hummingbird. And many analysts are predicting the consolidation spree to continue and further trickle down to the middle tier companies.Maybe this over-sized vision for what the ECM space should be has had something to do with all the consolidation that’s happening in the space. IBM, Oracle and EMC may still not have total ECM coverage, but they’re trying and getting closer.Certainly buying everything from one vendor can simplify the process of purchasing technology, but getting the right solution for a good price should be the ultimate goal of customers. Vignette’s Simon Robinson summed up the trend when he said that, the large ECM technology giants may be becoming “a jack-of-all-trades and master of none”.last_img read more


13 days agoKarim Benzema: Real Madrid gradually improving

first_imgAbout the authorCarlos VolcanoShare the loveHave your say Karim Benzema: Real Madrid gradually improvingby Carlos Volcano13 days agoSend to a friendShare the loveKarim Benzema has been named the Mahou Cinco Estrellas winner for being Real Madrid’s Player of the Month.The striker has scored six goals in Los Blancos’ first 10 games of the season, of which he has played nine.”Receiving an award from the supporters is always different because it’s your fans and you play for them, so I feel very happy,” Benzema said.”I’m doing very well right now, like the whole team.”Gradually we are going to reach a very high level where we are able to win all of our matches.” last_img read more


7 days agoAdrian: The Scouse link which landed Liverpool deal

first_imgAdrian: The Scouse link which landed Liverpool dealby Paul Vegas7 days agoSend to a friendShare the loveAdrian admits an ex-teammate – and Scouser – at West Ham United helped secure him a move to Liverpool.Merseysider Aaron Cresswell, formerly of Tranmere Rovers, urged Reds goalkeeper coach John Achterberg to go for Adrian after Alisson broke down at the start of the season.Cresswell knows Achterberg from their time together at Prenton Park.Adrian told the Telegraph: “I only knew it after I signed. “So thank you Cress for having had a good word for me.” TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img read more

Tristan Thompson Isnt Worth Anywhere Near 94 Million

CARMELO looks at a player’s closest historical comparables to get a sense of how he will develop going forward, and it doesn’t see Thompson being anything more than an average player over the next few years.For instance, Thompson’s wins above replacement (WAR) projection over the next five years (9.1 WAR) ranks 114th among NBA players for whom we have a projection. At the league’s going rate per win (which adjusts for the coming salary-cap spike), that amount of WAR is worth a mere $36.1 million, a far (far!) cry from the $80 million that Cleveland offered — and Thompson rejected — for the same span of seasons. CARMELO also thinks Thompson’s next three years will be worth only $23.4 million, less than half of the $53 million he was seeking for the same term.With practically no leverage, Thompson will probably return to the Cavs sooner rather than later, and at a lower price than he’d previously been offered. But according to CARMELO, any cost higher than about $7.5 million per season will be too much for his services. Thompson isn’t a bad player, but he is a deeply average one — and was never worth even half the maximum contract he was seeking this summer.Read more:NBA player projections2015-16 NBA Previews After losing the NBA Finals in June, the Cleveland Cavaliers had to quickly turn their attention away from the court and toward their bank account. LeBron James was a free agent! (He re-signed with Cleveland for two years and $47 million.) Ditto Kevin Love! (He re-upped for five years and $110 million.) Not to mention Iman Shumpert, J.R. Smith, James Jones and finals folk hero Matthew Dellavedova, all of whom were brought back by the Cavs over the summer.But amid all the returnees was a glaring absence: power forward Tristan Thompson.Thompson, who made a name for himself during the Cavs’ playoff run with a solid performance in place of the injured Love, has turned down Cleveland’s contract offers all year long. He reportedly declined a four-year, $52 million extension in January and an offer of five years and $80 million this summer, supposedly because he wanted the league maximum of five years and $94 million. (He would later reportedly request — and be denied — a three-year, $53 million deal.) And despite threats that he’d accept Cleveland’s one-year qualifying offer of $6.8 million in order to become an unrestricted free agent next summer, Thompson eventually turned that down, too. Now Thompson is officially holding out, refusing to play until he gets a new contract.1On Thursday, collective bargaining agreement expert Larry Coon said he suspects that the Cavs have pulled their $80 million offer, further reducing Thompson’s options.You can appreciate Thompson’s dilemma. He became a free agent the summer before huge increases will reshape the NBA’s salary cap and maximum salary, thanks to the league’s gargantuan new TV contract. If Thompson takes the Cavs’ offers now, he’ll potentially be leaving a lot of money on the table, compared with what his peers will make starting next year. His holdout is the last resort in an attempt to inject what little leverage he can into his current situation.But all this talk kind of ignores the elephant in the room when it comes to Thompson: He isn’t all that good. Or at least, that’s the opinion of CARMELO, our new player-projection system. read more


Without Big Ten title Ohio State mens basketball coaches miss out on

The Indiana men’s basketball team’s Sunday win at Michigan clinched the outright Big Ten regular-season championship. By virtue of that result, Ohio State was denied a share of the title as well as almost $80,000 in bonuses paid to its four coaches. OSU coach Thad Matta would have received $20,000 for a share of the league’s regular-season title on top of his base salary of $3.2 million, as well as an additional year added on to his current contract, according to OSU athletics spokesman Dan Wallenberg. Matta’s contract expires in July 2019. The three OSU assistants – Dave Dickerson, Chris Jent and Jeff Boals – missed out on a combined $58,334. Each of Matta’s assistants would have received “supplemental compensation in the amount of one month’s salary” had OSU won a share of the Big Ten title, Wallenberg told The Lantern in a Monday email. For Dickerson, the team’s associate head coach and highest-paid assistant, a Big Ten title would have resulted an additional $21,667. Jent and Boals would have received $20,000 and $16,667, respectively. OSU, which defeated Illinois, 68-55, Sunday afternoon to improve to 23-7 overall and 13-5 in the Big Ten, needed a Michigan win to claim a share of the regular season title for the fourth consecutive year. The Wolverines, which led by as many as five points during the final minute of play against the Hoosiers, collapsed down the stretch before eventually losing, 72-71, in Ann Arbor, Mich., hours after the Buckeyes defeated the Illini. Wallenberg did not immediately respond to The Lantern‘s Monday afternoon request for information regarding whether these or other bonuses would be awarded if OSU wins this weekend’s Big Ten Tournament. Matta, who is in his ninth year at OSU, has led the Buckeyes to two Final Fours and five Big Ten titles. He and the Buckeyes will chase their third Big Ten Tournament title in four seasons when the team, seeded No. 2, begins play Friday against the winner of Purdue-Nebraska. OSU’s game against either the Boilermakers or Cornhuskers is scheduled to begin at 6:30 p.m. at the United Center in Chicago. read more


2018 Big Ten Preview Michigan State Spartans

Location: East Lansing, Michigan  2017 Record: 10-3 (7-2 Big Ten) Head Coach: Mark Dantonio  2018 Record: 2-1 (1-0 Big Ten) All-Time Record vs OSU: 15-31What has happened thus far in 2018: The Michigan State Spartans took a surprising loss in the second game of the season as the Herm Edwards-led Arizona State Sun Devils knocked off the then-No. 15 ranked Spartans with a field goal during the expiring seconds of regulation to secure the 16-13 victory. Michigan State bounced back versus Indiana in Week 3 with a 35-21 victory.  Impact Player:  Senior running back L.J. Scott is the most experienced player on the roster, but a slow start mixed with an ankle injury has limited his production thus far in 2018. Scott is a three-time letter winner with the Spartans and is a physical downfield runner with the capability of making an impact in the red zone against the Buckeyes. Strengths:  Creativity has helped Michigan State win its two games this season. Trick plays against Indiana were the decisive plays that allowed Michigan State to pull away with the victory against the Hoosiers last week. Quarterback Brian Lewerke made a quick pitch in the red zone to make a seven-point lead into a 14-point lead, which lasted for good. Lewerke also hauled in his first career reception during the game in a unique sequence of play calls that caught the Hoosiers off guard.  Weaknesses: Sloppy play has dug the Spartans into some holes this season that has made its path to victory harder than it needs to be. Lewerke has again been plagued by interceptions with four already this season after seven last year, and the offense has looked stagnant at times, such as in the loss to Arizona State. Michigan State also committed nine penalties in its opener against Utah State, flaws that it was able to make up for in Week 1. But those flaws could come back to bite them later in the season. read more