Category: wukcwwib


Inviting family favourite in Brisbane’s north hits the market

first_img3 Jessica Court, Eatons HillJESS Cartwright did not want to move too far away when it came time to take the home ownership plunge four years ago. She had grown up in Albany Creek, and had always stayed close to the area when she rented. So, when she came across the three-bedroom home in the aptly named Jessica Court, it ticked all the right boxes. “It is close to my parents which is good,” Mrs Cartwright said. “And it had to have an entertaining area and open plan living.”The backyard, with its inground pool and covered patio was ideal for the young family as they made themselves comfortable in their new home.The contemporary home sits on an 890sq m block in a quiet cul-de-sac in the heart of Eatons Hill.More from newsParks and wildlife the new lust-haves post coronavirus20 hours agoNoosa’s best beachfront penthouse is about to hit the market20 hours ago“It is a really decent sized house with decent sized bedrooms,” Mrs Cartwright said. The front of the home has a smaller front deck and a double lockup garage under the home.There is an open plan design in the living area of the house, with the kitchen and dining room overlooking the lounge room, which Mrs Cartwright said was ideal as the mother of a young baby boy.“It is good that the kitchen overlooks the entire living area, so I can always keep an eye on him when I am in the kitchen,” she said.They have made a few minor changes to the home in the last few years, including a new stove in the kitchen, and installing a watertank and landscaping the front yard to make it more manageable. With her husband’s business taking up more and more time they have decided to move to a smaller home with a smaller yard.“It is really a good home for family living and there are a lot of young families around, it is quite a good community,” she said. 3 Jessica Court is on the market now through LJ Hooker Albany Creek with a listed price of $549,000+last_img read more


​The case for a European Pensions Union

first_imgThe pension problem is one facing Europe as a whole and requires an integrated European approach. This also presents opportunities for member states that have a complex and well-developed pension sector, such as, for example, the UK and the Netherlands, with extensive funding-based pension schemes. Major UK and Dutch asset management organisations and pension providers, as well as insurance companies, could very well offer their services and know-how abroad. With greater efficiency and economies of scale, the strengthening and further development of fund entities and the provision of pension services could also benefit the European pension market and those participating in it.  Furthermore, an increasing number of employees within the EU market work in cross-border situations and stand to gain from a better integration of pension accrual in the European employment market. A lack of European integration is keeping the markets closed off, and, as a result, opportunities for growth and improvement in European pension and employment market are not being sufficiently harnessed.Brussels to lead the way?The European Pension Fund Directive, which has been in force since 2003, is designed to facilitate the provision of a European cross-border pension scheme. On the basis of this directive, some member states have over the previous years pro-actively implemented specific legislation to stimulate the establishment of dedicated cross-border pension service providers from their jurisdiction, such as the Premium Pension Institution (PPI) in the Netherlands, the Pension Savings Association (ASSEP) and Pension Savings Company with Variable Capital (SEPCAV) in Luxembourg, and the Organisation for the Financing of Pensions (OFP) in Belgium. There is a fear, however, that achievements in the traditional funded (defined benefit) pension systems may be eroded by further European integration of the pension sector, that Brussels may for instance introduce legislation ‘Europeanising’ the pension reserves held by the local pension entities of the member states.Banks and insurers must adhere to basic European norms that promote the stability of the banking and insurance sectors and thereby the European economy. The European Insurance and Occupational Pensions Authority (EIOPA) aims to subject European pension entities to a similar regime by revising the current Pension Fund Directive. In our opinion, this would ultimately serve to protect members of pension schemes and, for example, to prevent pension funds from allowing a lack of clarity to exist about their ability to meet their obligations towards their members. However, there are those in the pension sector – as well as, for example, certain Dutch politicians who see such a European norm as unnecessary meddling – that “Europe should keep its hands off our pension reserves”. These representatives evidently prefer to keep decision-making powers in their own hands. In recent years, however, many members of Dutch pension schemes have had to adjust their expectations regarding Dutch retirement provisions considerably. With a European framework, Brussels could lead the way and thereby prevent such disappointments.The Hogan CaseMore generally, it must not be forgotten that the European Union is more than just an economic partnership. Consider, for example, the respect of the rights of the elderly to lead a life of dignity and independence anchored in the Charter of Fundamental Rights of the European Union. A retirement provision forms part of preserving this dignity and independence. And in the Hogan case, the European Court of Justice ruled, for instance, that, if an employer becomes insolvent, there must be a certain minimum guarantee for members of the company’s pension schemes.Given the above, we put the case that consideration should be given, within Europe, to forming a European ‘Pensions Union’ that underpins pension law with a stronger European framework and clear (basic) norms.This could prevent retirement provisions from being insufficiently facilitated or even carelessly managed in another member state, with the attendant negative socio-political consequences in that particular state. In such a case, any (socio-)economic problems would also entail risks for the state budget in question, which, in turn, could have consequences on the European financial system as a whole. A ‘pension crisis’ in, for example, Germany could also have a direct or an indirect impact on the economy of other member states.As an accompaniment to a European framework, the goal of further integrating the European pension market could be achieved by putting into place common (basic) rules regarding the accrual and payment of retirement provisions that could at least be provided, in part, by local or cross-border pension entities, as an alternative to local pension rules in each member state.In our opinion, a scheme that in any case establishes legally clear, individual rights for members could be a good starting point. For that matter, experts in the pension sector have long been pondering these solutions and EIOPA, too, is now investigating the possibility of taking the first step in this direction.Right to self-determinationWould such a Pensions Union be a step towards losing the right to self-determination or even the local pension participants ceding sovereignty over their own pension system and reserves? We do not believe that either the current European pension legislation or the development of a European Pensions Union would impair any Member State’s sovereignty. They merely provide better protection for members of pension schemes which, in some cases, can never be provided by national policy makers, e.g. in the case of cross-border situations.Since as far back as the 1960s, it has been established that European cooperation (among sovereign states) under European treaties requires a collective exercise of powers (as held by the European Court of Justice in the Van Gend & Loos judgment). But this European cooperation is voluntary and, like any international cooperation, can also be voluntarily terminated – the EU Treaty contains a specific ‘exit’ clause for this. In that sense, the member state still have full sovereignty.Leaving the European Union would obviously have so many practical and economic implications that the decision to do so would not be taken easily. As it happens, the small group of European countries that do not belong to the European Union, e.g. Switzerland, Norway and Iceland, have, for the sake of their economic interests, fully integrated the most important European laws and regulations, including the provisions of the aforementioned Pension Fund Directive, into their own national legislation. However, these countries were unable to play a role in drafting the directive, and the specific exceptions that the Netherlands was able to stipulate for its own pension system were unavailable to them.The common framework provided by a European Pensions Union and a European basic pension scheme would, in fact, protect members of pension schemes across Europe in the accrual and enjoyment of their pension entitlements. It would also support the complex and developed UK and Dutch pension sector, as well as international companies that have cross-border operations. Furthermore, it would provide a general boost to European economic stability and the accomplishment of social objectives. The pension issue, therefore, requires a European approach.Pascal Borsjé and Hans Van Meerten are both lawyers at Clifford Chance Amsterda Pascal Borsjé and Hans Van Meerten of Clifford Chance Amsterdam make the case for ‘Brussels meddling’The strengthening of European financial supervision raises questions about the sovereignty of national governments and the desirability of transferring powers to ‘Brussels’. Some people are even calling for integration to be reversed (at least partially). The pension issue does, however, require a European approach.The sustainability of pension systems in the EU cannot be viewed separately from the stability of the European financial system. At the same time, social unrest, due to uncertainty about retirement provision combined with the fact populations of the EU member states are aging, has implications for the European economy as a whole.In addition, in the European employment market, pension schemes in cross-border situations are often beset with practical problems. If, for example, a person accrues a pension in one member state and receives pension payments in another, this pension can be subject to double taxation, i.e. pension contributions that are not initially subject to tax relief in the member state where the person works (and are thus taxed) are taxed again in another member state (where the person receives retirement benefits).last_img read more


DILG warns malls to enforce strict physical distancing or face closure

first_img“All Chiefs of Police and PCP Commanders should make rounds of all malls prior to opening and during operating hours. If the malls are not able to comply with the minimum health standards, the PNP can close the malls and charge the mall owners with violation of the Bayanihan to Heal As One Act,” he said in a press release. Eleazar, for his part, vowed to facilitate the closure of establishments that will disregard the physical distancing measures. The World Health Organization has earlier warned that a hasty lifting of restrictions imposed to control the COVID-19 pandemic could lead to a fatal resurgence of the new COVID-19 cases./PN Malacañang also expressed alarm over the swarm of people in malls and other places as he reminded the public that movement for leisure purposes remained prohibited in MECQ even if some malls and establishments have already opened. This was the stern warning of no less than Interior Secretary Eduardo Año yesterday. Over the weekend, heavy traffic was observed in parts of Metro Manila and Luzon after the Inter-Agency Task Force for the Management of Emerging Infectious Disease decided to relax the quarantine rules. NTF Against coronavirus disease 2019 (COVID-19) spokesperson retired General Restituto Padilla, for his part, said that the excitement of the public could lead to possible transmission of the virus.  “Kami po ay humihiling sa sambayanan na huminahon po tayo. Huwag tayong ma-excite,” he added. “Nababahala po ang NTF (National Task Force) sa nangyari kahapon. Naging excited po ang ating mga kababayan. Ito po ay siguro ay kakulangan sa ganap na pagkaintindi sa sakit na nangyayari ngayon,” Padilla said in an interview with DZBB.center_img He directed all local government units and the Joint Task Force Covid Shield under Police Lieutenant General Guillermo Eleazar to inspect all malls and talk to mall management about their observance of the Department of Health minimum health standards and quarantine protocols. MANILA – Malls that have partially reopened after the easing of quarantine rules would be shut down if they do not strictly enforce physical distancing. Cebu City and Mandaue City were placed under ECQ while the rest of the country was put under general community quarantine, which implements more relaxed restrictions. Eleazar’s statement came following reports and social media posts showing the supposed failure of mall security managers to implement physical distancing during the resumption of operations of some malls in Metro Manila over the weekend. A poster reminding shoppers to maintain social distance to prevent the spread of the coronavirus disease is placed beside an escalator in a shopping mall in Quezon City, Metro Manila, Philippines, on Sunday. REUTERS “Iyong mga leisure po, kung pupuwede po ay maiwasan po muna iyan kasi talagang wala pa pong ganiyang pahintulot ang IATF; nililimita pa rin po natin sa essential travel,” Roque said in an interview on DZBB. Metro Manila, Bataan, Bulacan, Nueva Ecija, Pampanga including Angeles City, Zambales and Laguna—areas previously under enhanced community quarantine (ECQ) shifted to modified enhanced community quarantine on Saturday.last_img read more


Franklin County FFA members compete in soils contest

first_imgFranklin County, In. —  Members of the Franklin County FFA recently competed in the Indiana Area VII Soils Contest. Team White placed 23rd and Team Blue was 26th.  . Nick Hesselbrock, Abrey Losekamp, Spencer Meier, Nakai Chitwood, Nate Frondorf, Isaac Selm, Eric Schwab, Audrey Herrmann and Emmy Dehner all participated.last_img


Man City to offer Guardiola new deal after UCL ban overturned

first_imgManchester City will offer boss Pep Guardiola a lucrative new long-term deal after overturning their Champions League ban. City won their appeal against their two year UEFA ban for breaking Financial Fair Play (FFP) rules, after the Court of Arbitration for Sport (CAS) ruled in their favour. The ruling means City are free to carry on playing in the Champions League and has removed the threat of a mass exodus of players due to their potential European exile. City had been accused of falsely inflating the value of sponsorship deals to comply with FFP, a charge the club had always denied. The allegation they inflated the value of sponsorship deals – effectively ‘self-sponsorship’ – to meet FFP rules was dismissed by CAS, allowing for the overturning of the ban. Man City boss Pep Guardiola is set to cash in after the club was cleared of serious breaches of FFP Read Also: La Liga chief unhappy at decision to overturn Man City UCL banBut the CAS verdict did not completely exonerate City, who broke Article 56 of UEFA’s regulations, which compels all clubs to cooperate fully with investigations. City were found to have disregarded that obligation and obstructed the process, but their subsequent £8.9m fine is money down the side of the sofa for a club of their financial might. FacebookTwitterWhatsAppEmail分享 Loading… Promoted Content6 Interesting Ways To Make Money With A Drone14 Hilarious Comics Made By Women You Need To Follow Right NowWho’s The Best Car Manufacturer Of All Time?What’s Up With All The Female Remakes?The Very Last Bitcoin Will Be Mined Around 2140. Read More7 Mysterious Discoveries Archaeologists Still Can’t Explain6 Extreme Facts About Hurricanes7 Black Hole Facts That Will Change Your View Of The Universe7 Universities Where Getting An Education Costs A Hefty Penny7 Reasons It’s Better To Be A Vegan10 Risky Jobs Some Women Do10 Of The Dirtiest Seas In The World City bosses will also use the decision to persuade Guardiola – who is already in the final year of his £20million-a-year contract – to sign a new long-term deal.last_img read more


Rust, Armstrong win drawings to attend 2017 Bob Harris Race Tech Info chassis schools

first_imgAMES, Iowa – Joel Rust and Adam Armstrong were winners of drawings to attend Bob Harris Enterprises Race Tech Info dirt chassis schools next month.Winners of 30 designated events for Xtreme Motor Sports IMCA Modifieds and 15 specials for Karl Chevrolet Northern SportMods and Scoggin-Dickey Parts Center Southern SportMods were entered in that drawing.Rust will attend the Jan. 13-14 session while Armstrong can look forward to the Jan. 27-28 school.All race winners received certificates good for two shock rebuilds.Modified winners were Chris Abelson, Kyle Brown, John Corell, Myron DeYoung, Tracy Domagala, Kevin Green, Richie Gustin, John Hansen, Bobby Hogge IV, Jeff James, Justin Kay, Benji La­Crosse, Josh McGaha, Hunter Marriott, Jay Noteboom, Jeremy Payne, Reed Payne, Travis Peery, Robby Sawyer, Johnny Scott, Brad Sites, Dylan Smith, Alex Stanford, Kevin Sustaire, Ricky Thornton Jr., A.J. Ward and Justin Zeitner.And SportMod drivers included Jeffrey Abbey, Justin Addison, Travis Arenz, Lance Borgman, Dar­ren DeLoach, Kinzer Edwards, Daniel Gottschalk, Shawn Harker, Levi Kiefer, Johnathon Logue, Tony Olson, Tyler Soppe and Nick Spainhoward.last_img read more


FDOH: West Palm Beach Restaurant Worker Tests Positive for Hepatitis A

first_imgA restaurant worker at West Palm Beach restaurant, “The butcher Shop Beer Garden & Grill” has tested positive for hepatitis A, according to the Florida Department of Health.State health officials warn the worker may have exposed customers to the contagious disease.The Florida Department of Health says a food service worker at the Butcher Shop Beer Garden & Grill, located at 209 6th Street may have exposed customers to hepatitis A between April 10 and May 1.If you ate at the restaurant during that time, the Department of Health says you should monitor for symptoms including:Abdominal discomfortDark urineFeverDiarrheaPale white stoolsYellow skin and eyes (jaundice)If you experience any of those symptoms, seek medical attention right away.The worker has not been identified due to patient privacy laws,last_img read more


Celtic Rescue UCL Draw in Kazakhtan

first_imgIn Brendan Rodgers’ third competitive game in charge, they fell behind to a Yuri Logvinenko header.But after heavy Astana pressure, Leigh Griffiths struck a potentially crucial away goal on 78 minutes.Griffiths had scarcely been involved in the match, his partnership with Moussa Dembele failing to gel.But the striker, whose 40 goals last year earned him multiple awards and medals, showed his worth with a fantastic equaliser.Patrick Roberts, Celtic’s brightest player on the night, won possession near the byeline and picked out Griffiths inside the penalty area.With barely a glance up, Griffiths rifled the ball past Nenad Eric to change the complexion of the tie.Such an outcome had looked unlikely as a makeshift Celtic defence had to deal with a barrage of Astana chances.With Erik Sviatchenko added to an already extensive list of injured defenders, Rodgers brought in 20-year-old Eoghan O’Connell for his European debut and Efe Ambrose was reintroduced to a three-man backline alongside Mikael Lustig.Ambrose was fortunate not to see a lapse of concentration punished as he missed a Patrick Twumasi cross altogether, with Junior Kabananga inches away from connecting and Mikael Lustig nervously knocking the ball clear.But from the 19th-minute corner, O’Connell was left for dead by Logvinenk, who headed unchallenged into the net.Although there were several further scares for the small travelling support, the majority of Astana’s opportunities came from distance, with Craig Gordon looking assured.As they often have, Celtic had their goalkeeper to thank for keeping the deficit to just one goal until Griffiths’ leveller.The Scotland international again produced save after save to help ensure Celtic are in the driving seat going into next week’s second leg.He somehow clawed away an awkward Azat Nurgaliyev chip after another Ambrose error, parried a ferocious 40-yard Twumasi drive, touched a dipping Nurgaliyev shot on to the crossbar and kept out a Kabananga effort with his legs.Those interventions could prove vital as Celtic aim for a win in Glasgow next week to reach the Champions League play-off stage.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Celtic emerged from a testing visit to Astana in which they were largely second best with a commendable draw.Looking to reach the Champions League group stage for the first time since 2013, they found the Kazakhs tough opposition.last_img read more


Marshall case team wins competition in Singapore

first_imgA team of four undergraduates from USC’s Marshall School of Business won first place at the National University of Singapore International Case Competition held at the National University of Singapore on Sept. 16, making it Marshall’s second case competition victory in a row.Best-case scenario · Professor Quentin Fleming (center) and the four members of the Marshall case team won first place in Singapore. – Photo courtesy of Marshall The team — seniors Emily Dong, Nikunj Mistry and Calvin Tay, and junior Michelle Li — was one of two U.S. teams at the competition. Their opponents came from 11 different schools and seven countries, including South Korea and Thailand.Members of the team were surprised when they found out that they had won the competition.“We were ecstatic,” said Quentin Fleming, professor of management and organization and the team’s faculty adviser. “It was one of those moments.”Dong, a senior majoring in accounting, said the team didn’t anticipate the win.“We were hoping to place, because we didn’t expect first,” Dong said. “It was a good surprise.”Mistry, a senior majoring in business administration and economics, said the case competition was particularly difficult because students were only given eight hours — as opposed to 24 to 48 hours in other competitions — to read a 20- to 30-page text about a business problem, analyze it and present their recommendations to a panel of judges.“In a lot of case competitions, you know how much time you have and have a chance to prepare before you start the competition, but this time we really had no idea,” Mistry said.The other U.S. team was  from UC Berkeley. Thammasat University from Thailand placed second and National University of Singapore placed third.Fleming said that for USC, this win is particularly significant because it shows that Marshall students have a lot of initiative.“They enjoy challenges and really step in and rise to the occasion,” Fleming said.And this has been happening for a while.“Marshall has been winning more than our fair share in the last two and a half years,” Fleming said. “We’ve really kicked into high gear.”This is USC’s second victory at an international case competition since the fall of 2009. Marshall has also consistently done well in other international competitions, Fleming said.USC regularly holds one of the largest case competitions in Los Angeles every spring. About 30 universities around the world attend and the USC team  has won that competition.“I don’t think that was really good manners,” Fleming said.last_img read more